Mesyuarat KUEMB

Setelah lama menanti, tibalah jawapan yg memeritkan... Saya tidak dapat menghadiri mesyuarat Koperasi yg pertama ini. Minta maaf lah sahabat2 dan ALK KUEMB ni.. sebab gagal utk menghadirkan diri. Ini kerana pada tarikh tersebut saya bekerja dan mempunyai tugasan lain yg perlu dibereskan. Apa2 pun saya tetap menyokong apa yg akan dibincangkan nanti.. Harap2 dapat mendengar berita drp sahabat2 yg akan hadir nanti..

Sekian

Membida lelongan BR

Seperti posting yang lepas, saya telah membida seutas gelang tangan dan seutas rantai leher d Ar Rahnu BR Kota Bharu. Hari Isnin lepas saya telah dihubungi oleh BR mengatakan bahawa tender bidaan saya telah menang. Terkejut jugak, kerana tak menyangka cubaan kali pertama telah berjaya. Terima kasih otai Jutawan Emas terutama admin En Syukor dan moderator2 krn memberi ilmu dan tips yg menampakkan hasil. Syukur juga krn telah ada buyer yg menawarkan harga yg berpatutan dan transaction 'atas angin' itu memberi pulangan harian yg menggalakkan. Cuma modal rm 5 utk borang, anda sudah boleh untung sedikit. Ikut kiraan, saya boeh menyimpan dan menunggu masa yg sesuai utk menjual, dan boleh mendapat keuntungan yg lebih tinggi. Tetapi, saya tunggu strategi ini utk akan datang. Insyaallah, jika ada rezeki akan cuba lagi. Ayuh kawan2 kita mencuba, tidak salh utk mencuba dan mendapatkan pengalaman serta ilmu emas ini.

Emas Yang Menarik Bagi Anda

1. Logam Mulia

2. PAMP Pink Cert

3. Lady of Fortuna

4. Public Gold


Sorry lambat posting gambau sebab sibuk sikit. Itupun gambau yg copy paste drp rakan2 bloggers... Jangan marah Bro..

Goldbar manakah yang menarik

Yang manakah goldbar 100 gm yang menarik bagi anda?

a. PAMP pink cert
b. Lady of fortuna
c. Logam Mulia
d. Public Gold

Bagi saya Public Gold adalah yg menarik krn dari segi kekemasan nya amat cantik. Selain drp itu, design (mint) juga cantik dan halus. Sesuai utk koleksi. Bagaimana anda?



gambar akan di posting kemudian

Selsema Bab*

Adakah market semalam menurun menyebabkan harga emas turut terkena tempiasnya? Nampaknya selsema bab* punya kesan ke atas ekonomi dunia sehingga memberi impak ke atas market. Harga emas yang berlegar2 sekitar 914 menurun ke paras 900. Betulkah tindakan China yg agresif membeli emas baru2 ini menyebabkan harga meningkat? Bagaimana pula dgn spekulasi mengatakan bulan 6 ini adalah kejatuhan harga emas yg maksima.... Sama2 kita tunggu dan lihat.. Apa2 pun belilah emas sekarang krn tahun ini dijangkakan boleh mencecah sehingga 1100.

Pengalaman Membida di Kedai Ar Rahnu Bank Rakyat Kota Bharu

23hb baru nih sesambil bawa kawan gi Ar rahnu saya mencuba utk membida lelongan BR. Sebelum ni mana pernah gi cuba pun.... Tapi, dgn sedikit bacaan drp Jutwan Emas... idea tu ada la sikit..

Utk pembaca di Kota Bharu, mudoh jo nok gi lelong nih... Pegi ke cawangan Ar-Rahnu di Jalan Kebun Sultan bersebelahan dgn Maybank dan Perodua. Kebiasaannya, BR akan mengumumkan lelongan ini pada minggu ketiga setiap bulan dgn menampalkan notis.
Pertama, anda hendaklah masuk ke dalam bank dan bertayakan ttg lelongan ini. Barangan lelong akan disediakan di sebelah dalam dan dipamerkan butiran seperti no siri, harga rezab, berat dan jenis barangan. Selepas itu, anda ambil no giliran untuk membeli borang yang bernilai RM 5. Sediakan kad pengenalan dan isikan butiran di dalam borang tersebut. Setelah selesai, anda hanya perlu mengisi butiran baranga lelong seperti no siri, jenis barangan dan harga bidaan anda. Lipat borang tersebut dan masukkan ke dalam tong yg di sediakan. SELESAI......Sebagai ingatan, satu borang adalah untuk membida satu item...

Terdapat beberapa tips yg telah diperturunkan oleh otai2 di dalam forum Jutawan Emas.. Sila baca dan rujuk untuk untuk kepastian. Antara tips yg saya ingat ialah anda jangan membida lebih 10% daripada harga rezab. Ini disebabkan berkemungkinan ia adalah harga asal barangan tersebut... Betul atau tidak... saya tidak pasti. Oleh itu, rajin-rajin lah ke Ar-Rahnu BR utk membida lelongan.. SELAMAT MEMBIDA

Membayar Zakat di Kelantan

Di sini saya ingin membuat posting tentang pengalaman membayar zakat di Kota Bharu. Alhamdulillah, tiap2 tahun saya dapat membuat pembayaran zakat pendapatan dengan lancar. Jika sebelum ini saya menunaikan zakat di Labuan di bawah Maj Agama islam Wilayah Persekutuan. Setelah saya bertukar ke Kota Bharu, pengalaman membayar zakat di sini agak unik utk di kongsi bersama.

Apa yg menarik, saya membuat potongan zakat bulanan melalui majikan di mana PCB saya gantikan dengan zakat. Bagi saya potongan zakat adalah lebih baik kerana wang dapat disalurkan kpd golongan sasaran. Manakala, cukai pula mungkin digunakan untuk tujuan lain spt pembangunan frasarana,dll. Jadi, tujuan utk menolong orang yg memerlukan mungkin sedikit lambat dan tidak keterlaluan jika dikatakan tidak sampai kpd mereka. Walau apa pun ini hanyalah pandangan saya semata-mata, maklumlah dana kutipan cukai terlalu besar dan utk mengatahui ke mana pergi dana tersebut perlulah tanya kpd yg pakar.

Jadi, apa yg menyebabkan saya tergerak hati utk pergi ke Pejabat Zakat di Kota Bharu adalah selepas saya mengisi borang cukai secara e-borang. Di mana cukai yg dikenakan masih perlu dibayar kerana potongan bulanan yg dibuat tidak mencukupi. Bayangkan lah betapa tingginya cukai yg dikenakan kpd individu di negara ini. Lebih 24% drp hasil gaji tahunan saya dipotong utk cukai. Dan jika di kira secara bulanan, saya hanya dapat menikmati gaji 10 1/2 bulan sahaja.. selebihnya utk cukai. Ini berbeza dengan tuntutan zakat seperti yg di wajibkan ke atas muslim. Zakat yg dikenakan hanyalah 2.25% drp hasil, tidak kira zakat pendapatan, padi, tanaman dll.

Kesinambungan drp itu, lebihan cukai tersebut saya bayar melalui zakat. Pusat Zakat Kota Bharu ini terletak di Balai Islam Kelantan. Bangunan yg agak menarik dan cantik, ditambah pula dengan sikap pekerja yang ramah membuatkan saya berasa senang hati. Apa yang unik itu ialah saya boleh memohon 'waad' ke atas bayran zakat yg dikenakan itu. Maksudnya ialah, saya boleh mendapat rebet 20% utk dibayar sendiri kpd asnaf2, bermakna kita boleh mencari orang2 miskin yg dekat dengan kita sama ada di kampung atau di kawasan tempat tinggal. Amaunt yg ditulis di dalam resit adalah amaunt sebenar zakat yg perlu dibayar. Untuk mendapatkan perkhidmatan ini, anda rajinlah bertanya. Namun begitu, syarat utk memohon 'waad' ini ialah jumlah zakat perlulah melebihi rm 1000. Jadi, anda perlu amanah dgn tanggungjawab ini utk membayar sendiri zakat tersebut.

Kesimpulannya, membayar zakat ini adalah wajib dan dapat membersihkan harta dan saham untuk rezeki kita betambah dan melimpah luah. Jadi, jika ada alternatif seperti 'WAAD' ini bolehlah kita mengambil peluang utk memberi zakat kpd orang yg terdekat sama ada saudara atau pun orang kampung yg dikenalpasti susah. Maka ini akan mengwujudkan satu hubungan yg baik di antar orang yg susah dan orang yg berkemampuan. Jadi, tidak akan timbul persepsi buruk oleh orang susah terhadap kita. Begitulah hikmah zakat berbanding cukai.....

Gold prices rise for 2nd-straight day

NEW YORK (AP) -- Gold prices closed above $900 for the first time in three weeks on Thursday as investors moved some money back into the safe-haven investment while stocks wavered on Wall Street.

Oil prices were slightly higher, while grain prices mostly rose.

Demand for gold picked up on Thursday amid a mixed bag of earnings reports and some disheartening data on the housing market.

A realty trade group said sales of existing homes dropped 3 percent in March - a sign that the housing market remains distressed. Weaker-than-expected earnings at shipping company UPS Inc. and a rise in unemployment claims added to the worries about the economy.

There were some positive earnings reports, however, from companies like Apple Inc. and eBay Inc., as well as defense contractor Raytheon Co.

The raft of earnings reports this week has made investors jittery. The market has rallied more than 20 percent off of 12-year lows since early March on increasing hopes that the economy may be on the mend. But the reports continue to send investors mixed signals and have pushed many investors back to the sidelines. Gold prices have benefited the past few days from some of this uneasiness.

Gold for June delivery rose for a second straight day, adding $14.10 to settle at $906.60 an ounce on the New York Mercantile Exchange. It was the precious metal's highest close since April 2.

Gold Prices 'will recover' on on Asian demand

- Friday 17th April 2009

A prominent figure at SBI Futures has claimed today (April 17th) that he expects Gold Prices to recover strongly after their recent period of cooling, Reuters reports.

The yellow metal topped the psychological $1,000 per ounce barrier during February but failed to sustain those levels as investors use the opportunity to take short-term profits.

However, Koji Suzuki, a senior analyst at the firm, explained that he expects strong demand for Buying Gold in parts of Asia - in particular China - to bring about a recovery.

"Gold is sinking now because of the outflow of funds and technical profit-taking," he said.

"I think, though, that gold will resume rising after this period of correction is completed."

His comments come after Mary Anne and Pamela Aden, authors of well-respected monthly newsletter the Aden Forecast, claimed that gold could go as high as $5,800 per ounce on the upside.

"Remember, gold's peak in 1980 at $850 is now the equivalent of about $2,200 in today's dollars," Market Watch quoted them as writing.

"Gold has not even approached that level yet. Once the dollar declines again and inflation kicks in, it'll be another story."

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Goldbug, 17 Apr '09

NY gold ends down on dollar rise, weak ETF demand

NEW YORK, April 17 (Reuters) - New York gold futures ended
about 1.5 percent lower in quiet trade Friday in the face of a
stronger dollar and as better performance by the U.S. financial
sector lessened bullion's safe-haven investment demand. For the latest detailed report, click on [GOL/]. GOLD * Gold for June delivery GCM9 settled down $11.90, or 1.4
percent, at $867.90 an ounce on the COMEX division of New York
Mercantile Exchange. * Ranged from $865.60 to $877.90. * U.S. bellwether companies General Electric (GE.N) and
Citigroup (C.N) both posted better-than-expected quarterly
results, dampening flight-to-quality buying in the gold market
- traders. * Gold's near-term outlook shaky because of firm dollar,
continued buoyancy of equities, weak investment demand, and
possible gold sales by the International Monetary Fund - Bill
O'Neill, managing partner of LOGIC Advisors. * Bullion holdings at SPDR Gold Trust, the world's largest
gold-backed ETF, fell 8.25 tonnes from their previous record
level on Thursday to 1,119.43 tonnes -- its biggest outflow
since late October. [GOL/SPDR] * Gold off due to more pressure by dollar buyers, better
financial stock performance, and asset allocations in
commodities looking at grains and softs - George Gero, vice
president of RBC Capital Markets Global Futures. * Gold market is trying to find its direction, as the
relative certainty of the United States versus Europe boosted
the dollar - Zachary Oxman, managing director with TrendMax
Futures. * The price of gold could tumble to $730 an ounce if
support gets breached, as the metal has failed to follow
through on its recent rise - CitiFX. [ID:nN17375513] * Gold/oil ratio at 17.3 on Friday, compared with 17.5 in
the previous session. * COMEX estimated 1 p.m. electronic futures volume at
60,016 lots. Floor volume was not available due to a technical
glitch. * COMEX gold open interest up 3,614 at 339,757 lots as of
April 17. * Spot gold traded at $867.45 an ounce at 2:23 p.m.
EDT (1823 GMT), down 0.8 percent from its late Thursday quote
in New York. * The London afternoon gold fix was $870.50 an
ounce. SILVER * COMEX May silver SIK9 ended down 46.5 cents, or 3.8
percent, at $11.790 an ounce, following gold's weakness. * Ranged between $11.775 and $12.250. * COMEX estimated 1 p.m. electronic futures volume at
14,690 lots. Floor volume unavailable due to a technical
problem. * Spot silver was at $11.85 an ounce, down 3.0
percent from its previous finish. * The London silver fix at $11.980 an ounce. PLATINUM * NYMEX July platinum PLN9 finished down $4.20 at
$1,211.60 an ounce as the market continued to consolidate the
sharp gains posted earlier this week. * Spot platinum at $1,205.00 an ounce, up 0.3
percent from its late Thursday quote. PALLADIUM * June palladium PAM9 dropped $2.60, or 1.1 percent, to
close at $233.55 an ounce in sympathy with platinum's decline. * Spot palladium was at $229.50 an ounce, off 0.7
percent from its previous finish.
(Reporting by Frank Tang and Chris Kelly; Editing by Lisa
Shumaker)

PATUT BELI EMAS SEKARANG ATAU TIDAK

April 16th, 2009

Recently, Gold prices have been trading below $900/oz after trading over $1000/oz in late February. This weeks benign CPI and PPI data have shown that we are currently in a deflationary environment and that inflation will not be a concern in the near term.

For the last few trading sessions, gold prices had been in a trading range between $880/oz and
$900/oz. Currently, spot gold has broken through $880/oz and is trading around $874/oz. Gold looks much cheaper now, and we know inflation will eventually be a problem, should we buy?

The answer is no. The technical momentum is not positive for gold prices right now. We tested the 200 day moving average at $870/oz back on April 6-7, and we are headed back down in that direction, which isn’t a good sign. Lots of CTA’s (Commodity Trading Advisors) use the 200 day MA as their stop, and if we cross through we are likely to see accelerated selling pressures. In the near future, it doesn’t look like inflation will be a problem, so Gold won’t move up on that. If you think the stock market is likely to crap out again in the near future, that would give gold a “safe haven” boost, but you’re better off shorting stocks in that scenario.

Don’t get me wrong, I eventually think Gold prices are headed much higher, but its hard with the stock market showing strength and deflation rearing its ugly head for me to buy Gold right now. I’m going to wait this one out for now. If we bounce off the 200 day MA and the stock market takes a big nosedive, I may reconsider.

Kisah DUN Perak

Gold knowledge

Ilmu Emas yg dicedok drp Laman web 24K klik utk maklumat http://emas24k.wordpress.com/ilmu-emas/



24 karat adalah Emas Tulen (99.99%)

22 karat adalah (91.7%) emas dicampur bahan lain 8.3% (biasanya perak).

20 karat adalah (83.3%) emas

18 karat adalah (75%) emas

16 karat adalah (66.6%) emas

14 karat adalah (58.5%) emas

09 karat adalah (37.5%) emas

Gold Analisys

Gold and Treasuries Rise as Oil Softens - Wednesday 15th April 2009
Gold rose $3.65 to $898.30 in Asia before it fell to as low as $886.05 by about 10:30AM EST in New York, but it then rallied back higher in the last few hours of trade and ended with a loss of just 0.43%. Silver rose a couple of cents to $12.78 in Asia before it fell back off in London and early New York trade to as low as $12.56 by about 10AM EST, but it then shot back higher into the close and ended near its new session high of $12.802 with a gain of 0.27%.

Euro gold rose to about €671, platinum lost $31 to $1210, and copper fell slightly to about $2.12.
Gold and silver equities rose about 1% by early afternoon, but they then fell back off into the close and ended with slight losses.